Ford has a massive status in the market, and owning a Ford Focus is a statement in society. However, with that, you will also have to follow the law and insure your vehicle as soon as possible to avoid any legal trouble.
Being one of the go-to-model of the Ford, Focus is one of the most expensive cars to insure. The annual Ford Focus insurance rates are $1336 or around $110 a month. This amount is not cheap, and you will have to keep track of the money while getting insurance for your Ford machine.
Knowing the steps to save money on your vehicle’s insurance plan is necessary as you don’t want to pay for unnecessary things. So, what is the insurance cost for this vehicle usually?
Information on Ford Focus St. Insurance Cost
If you are a teen driver and known as a high-risk driver too, then be ready to pay a substantial amount of money from your pocket to insure your ford vehicle. Teens and high-risk drivers pay the most – $4883 and $2846, respectively – per year to insure Ford’s Focus.
The average rate for insurance is placed at $1336, and that is quite affordable too. The deductible plays a considerable role in deciding the rates of the insurance policy’s plan. If you keep the deductibles on the lower side, you will have to pay around $1668, and if you keep it high, you will have to pay the amount of $1152 annually.
There are various discounts available on the car. If you have adequate knowledge about them, you will get significant deals on your insurance premium. You will only pay around $785 per year.
Now, some other factors can also determine the cost of your luxury car’s insurance rates.
Factors That Impact the Premium Rates of Ford Focus Insurance Rate
The trim and model of Focus you choose will significantly impact how much you will pay for your insurance rate.
What follows are some of the factors that can affect the rate of your insurance premium –
Age of the vehicle
If you own an older version of the Ford Focus, you will pay less for your car insurance. For example, if you own a 2010 model and the 2018 model of the Focus, then you will be paying $1122 and $1336, respectively. That means you will save up to $214 if you own a 2010 model of the Ford vehicle.
Age of the driver
Driving a car in your teen years and driving as an experienced campaigner will make a massive difference in your driving and insurance premium rates. Teen drivers are prone to accidents and rash driving, and hence they are termed as high-risk drivers. So, if you are a teen driver, then be prepared to pay a huge amount of money as your insurance premium.
Driving record of the driver
This is one of the essential factors for deciding the premium rate of your vehicle policy. If you are a teen driver or in your 20s, you will see the highest jump in your Ford Focus policy rates because of their tainted driving records. If you violate your driving record, then be prepared to pay a hefty amount for your insurance.
Ford Focus is one of the most impressive cars globally, but it will have a high insurance price. If you want to save money on your insurance plan for this Ford vehicle, visit Atozinsuranceusa.com. Our experts will make sure you get the cheapest rates for your insurance to fulfill your requirements.